Side-by-side · Q2 2026 data
Clearpath Federal Credit Union vs Alta Vista Credit Union
Metric by metric
| Measure | Clearpath Federal Credit Union | Alta Vista Credit Union |
|---|---|---|
| TellerScore | 55 | 61 (stronger) |
| Capital cushion | 35 | 39 (stronger) |
| Loan quality | 91 (stronger) | 83 |
| Earnings | 12 | 28 (stronger) |
| Funding & liquidity | 65 | 92 (stronger) |
| Problem-loan coverage | 92 | 93 (stronger) |
| Peer percentile | 12th | 24th |
| Total assets | $228.6M | $208.6M |
| Deposits / shares | $204.2M | $188.4M |
| Capital ratio | 8.46% | 8.89% (stronger) |
| Problem loans | 0.28% (stronger) | 0.51% |
| Net charge-offs | 0.36% (stronger) | 0.53% |
| Return on assets | -0.19% | 0.19% (stronger) |
| Loans ÷ deposits | 95.2% | 68.5% (stronger) |
| Uninsured deposits | 0.8% (stronger) | 13.3% |
| Offices | 0 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Alta Vista Credit Union has the higher TellerScore (61 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Clearpath Federal Credit Union leads on 3 and Alta Vista Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.