Side-by-side · Q2 2026 data
Clearway Federal Credit Union vs Two Rivers Federal Credit Union
Metric by metric
| Measure | Clearway Federal Credit Union | Two Rivers Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 39 |
| Capital cushion | 100 (stronger) | 71 |
| Loan quality | 83 (stronger) | 0 |
| Earnings | 60 (stronger) | 0 |
| Funding & liquidity | 70 | 82 (stronger) |
| Problem-loan coverage | 96 (stronger) | 54 |
| Peer percentile | 72nd | 3rd |
| Total assets | $79.6M | $13.8M |
| Deposits / shares | $63.7M | $12.4M |
| Capital ratio | 22.53% (stronger) | 12.11% |
| Problem loans | 0.52% (stronger) | 3.89% |
| Net charge-offs | 0.66% (stronger) | 0.92% |
| Return on assets | 0.99% (stronger) | -2.58% |
| Loans ÷ deposits | 90.2% | 78.7% (stronger) |
| Uninsured deposits | 2.0% (stronger) | 5.6% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Clearway Federal Credit Union has the higher TellerScore (83 vs 39). On the 7 directional measures above (where higher or lower is clearly better), Clearway Federal Credit Union leads on 6 and Two Rivers Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.