Side-by-side · Q2 2026 data
Cleveland Selfreliance Federal Credit Union vs Cardinal Credit Union, Inc.
Credit union
Cleveland Selfreliance Federal Credit Union
Parma, Ohio · $100 million – $1 billion
Metric by metric
| Measure | Cleveland Selfreliance Federal Credit Union | Cardinal Credit Union, Inc. |
|---|---|---|
| TellerScore | 88 (stronger) | 57 |
| Capital cushion | 100 (stronger) | 50 |
| Loan quality | 100 (stronger) | 63 |
| Earnings | 40 (stronger) | 33 |
| Funding & liquidity | 100 (stronger) | 76 |
| Problem-loan coverage | 100 (stronger) | 83 |
| Peer percentile | 92nd | 14th |
| Total assets | $113.7M | $365.7M |
| Deposits / shares | $93.8M | $325.6M |
| Capital ratio | 17.30% (stronger) | 10.00% |
| Problem loans | 0.01% (stronger) | 1.11% |
| Net charge-offs | 0.00% (stronger) | 0.23% |
| Return on assets | 0.49% (stronger) | 0.32% |
| Loans ÷ deposits | 27.4% (stronger) | 84.4% |
| Uninsured deposits | 14.6% | 3.3% (stronger) |
| Offices | 4 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 29.1% |
Cleveland Selfreliance Federal Credit Union has the higher TellerScore (88 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Cleveland Selfreliance Federal Credit Union leads on 6 and Cardinal Credit Union, Inc. on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.