Side-by-side · Q2 2026 data
Clifford-Jacobs Employees Credit Union vs College and University Credit Union
Credit union
Clifford-Jacobs Employees Credit Union
Champaign, Illinois · Under $100 million in assets
Credit union
College and University Credit Union
Chicago, Illinois · Under $100 million in assets
Metric by metric
| Measure | Clifford-Jacobs Employees Credit Union | College and University Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 73 |
| Capital cushion | 100 (stronger) | 62 |
| Loan quality | 95 (stronger) | 90 |
| Earnings | 74 (stronger) | 33 |
| Funding & liquidity | 50 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 80th | 47th |
| Total assets | $1.2M | $1.4M |
| Deposits / shares | $519K | $1.2M |
| Capital ratio | 55.54% (stronger) | 11.24% |
| Problem loans | 0.16% (stronger) | 0.31% |
| Net charge-offs | -0.26% (stronger) | 0.00% |
| Return on assets | 1.36% (stronger) | 0.33% |
| Loans ÷ deposits | 140.4% | 10.6% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Clifford-Jacobs Employees Credit Union has the higher TellerScore (86 vs 73). On the 6 directional measures above (where higher or lower is clearly better), Clifford-Jacobs Employees Credit Union leads on 5 and College and University Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.