TellerScore

Headquartered in Chicago, Illinois, College and University Credit Union is a federally insured state-chartered credit union with $1.4M in total assets and $1.2M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1967.

Based on its Q2 2026 filing, College and University Credit Union scores 73/100, which we describe as strong. That is higher than only 47% of 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 108th. Its strongest component is funding & liquidity (100/100; 11% loans-to-deposits, 0% uninsured), and its lowest is earnings (33/100; 0.33%).

TellerScore · Q2 2026

Scorecard

Capital cushion62/100
Net worth ratio: 11.24%
Loan quality90/100
Loans 60+ days delinquent ÷ total loans: 0.31%
Earnings33/100
Return on assets (annualized): 0.33%
Funding & liquidity100/100
Loans ÷ shares: 10.6% · 0.0% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.25%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 22 points (51 → 73), mostly because the loan quality component improved by 90 points.

TellerScore
516273Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202455
Q3 202455
Q4 202456
Q1 202551
Q2 202551
Q3 202569
Q4 202573
Q1 202673
Q2 202673
Net worth ratio
7.00%9.50%12.01%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.18%
Q3 202411.52%
Q4 202412.01%
Q1 202511.75%
Q2 202511.54%
Q3 202511.68%
Q4 202511.60%
Q1 202611.46%
Q2 202611.24%
Delinquent loans (60+ days)
0.31%10.52%20.73%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20244.40%
Q3 20244.39%
Q4 20245.32%
Q1 202520.73%
Q2 20254.78%
Q3 20251.01%
Q4 20250.61%
Q1 20260.46%
Q2 20260.31%
Return on assets
0.33%0.67%1.01%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.01%
Q3 20240.95%
Q4 20240.94%
Q1 20250.59%
Q2 20250.48%
Q3 20250.48%
Q4 20250.58%
Q1 20260.45%
Q2 20260.33%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202673$1.4M11.24%0.31%0.33%10.6%
Q1 202673$1.4M11.46%0.46%0.45%11.4%
Q4 202573$1.3M11.60%0.61%0.58%12.5%
Q3 202569$1.3M11.68%1.01%0.48%13.9%
Q2 202551$1.3M11.54%4.78%0.48%13.2%
Q1 202551$1.3M11.75%20.73%0.59%12.2%
Q4 202456$1.2M12.01%5.32%0.94%15.0%
Q3 202455$1.3M11.52%4.39%0.95%14.9%
Q2 202455$1.3M11.18%4.40%1.01%15.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.24%
26th
Problem loans0.31%
68th
Net charge-offs0.00%
77th
Return on assets0.33%
33rd
Loans to deposits10.6%
98th
Uninsured deposits0.0%
81st
Loan-loss reserves2.68%
92nd
Texas ratio0.3%
80th

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Park Manor Christian Church Credit UnionCredit union Chicago, IL73 out of 100, Strong$1.5M15.3%11.24%vs
Ethicon Suture Credit UnionCredit union River Forest, IL65 out of 100, Moderate$1.2M11.3%0.22%vs
Clifford-Jacobs Employees Credit UnionCredit union Champaign, IL86 out of 100, Very strong$1.2M55.5%0.16%vs
Taylorville School Employees Credit UnionCredit union Taylorville, IL71 out of 100, Strong$1.8M22.6%0.79%vs
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Aurora Postal Employees Credit UnionCredit union Aurora, IL53 out of 100, Below average$1.9M20.8%6.11%vs

Deposit insurance

Is my money safe at College and University Credit Union?

Yes. College and University Credit Union is a federally insured credit union (NCUA charter #60688). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 11.24%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

College and University Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
College and University Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
60688
RSSD ID
431994
Primary regulator
State + NCUA
Established
1967
Headquarters
1901 W Carroll Ave Ste 200, Chicago, IL 60612
Employees
1

Quick answers

College and University Credit Union: common questions

Is College and University Credit Union NCUA insured?

Yes. College and University Credit Union is a federally insured credit union (NCUA charter #60688). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is College and University Credit Union's TellerScore?

73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does College and University Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Chicago

InstitutionScoreAssetsCapitalProblem loansCompare
Pilgrim Baptist Credit UnionCredit union Chicago, IL100 out of 100, Very strong$263K25.8%0.00%vs
M.W.P.H. Grand Lodge of Illinois Federal Credit UnionCredit union Chicago, IL100 out of 100, Very strong$418K18.5%—vs
Israel Methcomm Federal Credit UnionCredit union Chicago, IL100 out of 100, Very strong$2.0M15.5%0.00%vs
Evergreen Park Schools Federal Credit UnionCredit union Evergreen Park, IL100 out of 100, Very strong$10.0M19.4%0.00%vs
Western Springs Federal Credit UnionCredit union Western Springs, IL95 out of 100, Very strong$3.9M18.2%0.46%vs
St. Martin De Porres Parish Federal Credit UnionCredit union Chicago, IL93 out of 100, Very strong$383K15.0%0.00%vs