Side-by-side · Q2 2026 data
Clifford-Jacobs Employees Credit Union vs Ethicon Suture Credit Union
Credit union
Clifford-Jacobs Employees Credit Union
Champaign, Illinois · Under $100 million in assets
Credit union
Ethicon Suture Credit Union
River Forest, Illinois · Under $100 million in assets
Metric by metric
| Measure | Clifford-Jacobs Employees Credit Union | Ethicon Suture Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 65 |
| Capital cushion | 100 (stronger) | 63 |
| Loan quality | 95 (stronger) | 93 |
| Earnings | 74 (stronger) | 4 |
| Funding & liquidity | 50 | 84 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 80th | 30th |
| Total assets | $1.2M | $1.2M |
| Deposits / shares | $519K | $1.1M |
| Capital ratio | 55.54% (stronger) | 11.34% |
| Problem loans | 0.16% (stronger) | 0.22% |
| Net charge-offs | -0.26% (stronger) | 0.00% |
| Return on assets | 1.36% (stronger) | -0.39% |
| Loans ÷ deposits | 140.4% | 76.3% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Clifford-Jacobs Employees Credit Union has the higher TellerScore (86 vs 65). On the 6 directional measures above (where higher or lower is clearly better), Clifford-Jacobs Employees Credit Union leads on 5 and Ethicon Suture Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.