TellerScore

Headquartered in River Forest, Illinois, Ethicon Suture Credit Union is a federally insured state-chartered credit union with $1.2M in total assets and $1.1M in member shares and deposits as of Q2 2026. Its charter dates back to 1952.

Ethicon Suture Credit Union has a TellerScore of 65 out of 100 (moderate) based on Q2 2026 data — higher than only 30% of its 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 139th. Problem-loan coverage contributes the most (98/100, 1.2%); earnings contributes the least (4/100, -0.39%).

TellerScore · Q2 2026

Scorecard

Capital cushion63/100
Net worth ratio: 11.34%
Loan quality93/100
Loans 60+ days delinquent ÷ total loans: 0.22%
Earnings4/100
Return on assets (annualized): -0.39%
Funding & liquidity84/100
Loans ÷ shares: 76.3% · 0.0% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.18%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 10 points (75 → 65), mostly because the earnings component weakened by 45 points.

TellerScore
657075Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202470
Q3 202472
Q4 202468
Q1 202569
Q2 202575
Q3 202575
Q4 202574
Q1 202673
Q2 202665
Net worth ratio
7.00%9.29%11.58%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.42%
Q3 20249.66%
Q4 20249.55%
Q1 202510.14%
Q2 202510.80%
Q3 202510.95%
Q4 202511.58%
Q1 202611.53%
Q2 202611.34%
Delinquent loans (60+ days)
0.00%0.14%0.27%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.06%
Q4 20240.27%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.22%
Return on assets
-0.39%0.22%0.84%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.49%
Q3 20240.84%
Q4 20240.54%
Q1 20250.15%
Q2 20250.71%
Q3 20250.64%
Q4 20250.46%
Q1 20260.29%
Q2 2026-0.39%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202665$1.2M11.34%0.22%-0.39%76.3%
Q1 202673$1.2M11.53%0.00%0.29%78.0%
Q4 202574$1.2M11.58%0.00%0.46%80.8%
Q3 202575$1.3M10.95%0.00%0.64%75.3%
Q2 202575$1.3M10.80%0.00%0.71%72.2%
Q1 202569$1.4M10.14%0.00%0.15%70.0%
Q4 202468$1.4M9.55%0.27%0.54%67.9%
Q3 202472$1.4M9.66%0.06%0.84%74.0%
Q2 202470$1.4M9.42%0.00%0.49%68.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.34%
27th
Problem loans0.22%
73rd
Net charge-offs0.00%
77th
Return on assets-0.39%
12th
Loans to deposits76.3%
24th
Uninsured deposits0.0%
81st
Loan-loss reserves1.74%
89th
Texas ratio1.2%
63rd

Similar-size credit unions in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
Clifford-Jacobs Employees Credit UnionCredit union Champaign, IL86 out of 100, Very strong$1.2M55.5%0.16%vs
College and University Credit UnionCredit union Chicago, IL73 out of 100, Strong$1.4M11.2%0.31%vs
Fellowship Baptist Church Credit UnionCredit union Chicago, IL89 out of 100, Very strong$1.0M26.4%1.26%vs
Park Manor Christian Church Credit UnionCredit union Chicago, IL73 out of 100, Strong$1.5M15.3%11.24%vs
Reavis - Stickney Credit UnionCredit union Burbank, IL55 out of 100, Moderate$850K14.2%4.57%vs
Mea Credit UnionCredit union Monticello, IL79 out of 100, Strong$806K9.1%0.00%vs

Deposit insurance

Is my money safe at Ethicon Suture Credit Union?

Yes. Ethicon Suture Credit Union is a federally insured credit union (NCUA charter #61448). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 11.34%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Identity & history

Profile

Legal name
Ethicon Suture Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
61448
RSSD ID
1005392
Primary regulator
State + NCUA
Established
1952
Headquarters
P. O. Box 5275, River Forest, IL 60305

Quick answers

Ethicon Suture Credit Union: common questions

Is Ethicon Suture Credit Union NCUA insured?

Yes. Ethicon Suture Credit Union is a federally insured credit union (NCUA charter #61448). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Ethicon Suture Credit Union's TellerScore?

65 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.