Side-by-side · Q2 2026 data
CNB Bank vs Community First Credit Union
Metric by metric
| Measure | CNB Bank | Community First Credit Union |
|---|---|---|
| TellerScore | 65 | 77 (stronger) |
| Capital cushion | 52 | 90 (stronger) |
| Loan quality | 72 (stronger) | 44 |
| Earnings | 74 | 78 (stronger) |
| Funding & liquidity | 55 | 100 (stronger) |
| Problem-loan coverage | 88 | 88 |
| Peer percentile | 36th | 57th |
| Total assets | $8.4B | $99.8M |
| Deposits / shares | $7.2B | $85.1M |
| Capital ratio | 10.17% | 13.96% (stronger) |
| Problem loans | 0.84% (stronger) | 1.69% |
| Net charge-offs | 0.05% | -0.24% (stronger) |
| Return on assets | 1.36% | 1.45% (stronger) |
| Loans ÷ deposits | 89.7% | 55.9% (stronger) |
| Uninsured deposits | 28.8% | 2.2% (stronger) |
| Offices | 78 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.4% | — |
Community First Credit Union has the higher TellerScore (77 vs 65). On the 7 directional measures above (where higher or lower is clearly better), CNB Bank leads on 1 and Community First Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.