Side-by-side · Q2 2026 data
CNB Bank vs Timberland Federal Credit Union
Metric by metric
| Measure | CNB Bank | Timberland Federal Credit Union |
|---|---|---|
| TellerScore | 65 | 68 (stronger) |
| Capital cushion | 52 | 52 |
| Loan quality | 72 | 75 (stronger) |
| Earnings | 74 (stronger) | 52 |
| Funding & liquidity | 55 | 95 (stronger) |
| Problem-loan coverage | 88 | 91 (stronger) |
| Peer percentile | 36th | 45th |
| Total assets | $8.4B | $102.0M |
| Deposits / shares | $7.2B | $91.1M |
| Capital ratio | 10.17% | 10.23% (stronger) |
| Problem loans | 0.84% | 0.76% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.40% |
| Return on assets | 1.36% (stronger) | 0.80% |
| Loans ÷ deposits | 89.7% | 65.1% (stronger) |
| Uninsured deposits | 28.8% | 0.7% (stronger) |
| Offices | 78 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.4% | 29.8% |
Timberland Federal Credit Union has the higher TellerScore (68 vs 65). On the 7 directional measures above (where higher or lower is clearly better), CNB Bank leads on 2 and Timberland Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Clearfield, PA
- Philipsburg, PA