Side-by-side · Q2 2026 data
Co - Lib Credit Union vs J C Federal Employees Credit Union
Credit union
J C Federal Employees Credit Union
Jefferson City, Missouri · Under $100 million in assets
Metric by metric
| Measure | Co - Lib Credit Union | J C Federal Employees Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 53 |
| Capital cushion | 100 | 100 |
| Loan quality | 73 (stronger) | 0 |
| Earnings | 100 (stronger) | 21 |
| Funding & liquidity | 90 (stronger) | 70 |
| Problem-loan coverage | 94 (stronger) | 80 |
| Peer percentile | 90th | 12th |
| Total assets | $1.4M | $2.7M |
| Deposits / shares | $1.2M | $2.0M |
| Capital ratio | 15.46% | 24.79% (stronger) |
| Problem loans | 0.82% (stronger) | 3.89% |
| Net charge-offs | -0.22% (stronger) | 0.01% |
| Return on assets | 4.01% (stronger) | 0.01% |
| Loans ÷ deposits | 70.1% (stronger) | 90.6% |
| Uninsured deposits | 0.0% (stronger) | 0.2% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Co - Lib Credit Union has the higher TellerScore (91 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Co - Lib Credit Union leads on 6 and J C Federal Employees Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.