Headquartered in Jefferson City, Missouri, J C Federal Employees Credit Union is a federally insured state-chartered credit union with $2.7M in total assets and $2.0M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1950.
J C Federal Employees Credit Union has a TellerScore of 53 out of 100 (below average) based on Q2 2026 data — higher than only 12% of its 2,479 credit unions with under $100 million in assets. Among 87 credit unions headquartered in Missouri, it ranks 74th. Capital cushion contributes the most (100/100, 24.79%); loan quality contributes the least (0/100, 3.89%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (54 → 53).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 68 |
| Q3 2024 | 76 |
| Q4 2024 | 58 |
| Q1 2025 | 55 |
| Q2 2025 | 54 |
| Q3 2025 | 55 |
| Q4 2025 | 59 |
| Q1 2026 | 55 |
| Q2 2026 | 53 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 22.44% |
| Q3 2024 | 22.11% |
| Q4 2024 | 21.57% |
| Q1 2025 | 21.77% |
| Q2 2025 | 22.26% |
| Q3 2025 | 25.93% |
| Q4 2025 | 23.42% |
| Q1 2026 | 24.72% |
| Q2 2026 | 24.79% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 2.20% |
| Q3 2024 | 0.97% |
| Q4 2024 | 2.98% |
| Q1 2025 | 2.82% |
| Q2 2025 | 4.36% |
| Q3 2025 | 3.91% |
| Q4 2025 | 2.56% |
| Q1 2026 | 3.68% |
| Q2 2026 | 3.89% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.98% |
| Q3 2024 | 0.67% |
| Q4 2024 | 0.51% |
| Q1 2025 | 0.01% |
| Q2 2025 | 0.27% |
| Q3 2025 | 0.52% |
| Q4 2025 | 0.05% |
| Q1 2026 | 0.08% |
| Q2 2026 | 0.01% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 53 | $2.7M | 24.79% | 3.89% | 0.01% | 90.6% |
| Q1 2026 | 55 | $2.7M | 24.72% | 3.68% | 0.08% | 82.5% |
| Q4 2025 | 59 | $2.9M | 23.42% | 2.56% | 0.05% | 82.6% |
| Q3 2025 | 55 | $2.6M | 25.93% | 3.91% | 0.52% | 103.7% |
| Q2 2025 | 54 | $3.1M | 22.26% | 4.36% | 0.27% | 92.3% |
| Q1 2025 | 55 | $3.1M | 21.77% | 2.82% | 0.01% | 86.1% |
| Q4 2024 | 58 | $3.1M | 21.57% | 2.98% | 0.51% | 86.3% |
| Q3 2024 | 76 | $3.1M | 22.11% | 0.97% | 0.67% | 91.0% |
| Q2 2024 | 68 | $3.0M | 22.44% | 2.20% | 0.98% | 90.6% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Missouri
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Wedevelopment Federal Credit UnionCredit union Kansas City, MO | 25 out of 100, Low | $2.4M | -11.7% | 12.47% | vs |
| Northeast Regional Credit UnionCredit union Hannibal, MO | 76 out of 100, Strong | $1.8M | 13.3% | 0.00% | vs |
| St. Augustine Credit UnionCredit union Kelso, MO | 83 out of 100, Strong | $1.5M | 14.4% | 0.00% | vs |
| Bothwell Hospital Employees Credit UnionCredit union Sedalia, MO | 13 out of 100, Low | $1.5M | 3.5% | 5.23% | vs |
| Co - Lib Credit UnionCredit union Saint Louis, MO | 91 out of 100, Very strong | $1.4M | 15.5% | 0.82% | vs |
| Our Lady of Snows Credit UnionCredit union Henley, MO | 96 out of 100, Very strong | $4.6M | 15.3% | 0.00% | vs |
Deposit insurance
Is my money safe at J C Federal Employees Credit Union?
Yes. J C Federal Employees Credit Union is a federally insured credit union (NCUA charter #67691). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.2% of shares and deposits ($5K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 24.79%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
J C Federal Employees Credit Union lists 2 offices in 1 city. Most locations:
Identity & history
Profile
- Legal name
- J C Federal Employees Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 67691
- RSSD ID
- 198493
- Primary regulator
- State + NCUA
- Established
- 1950
- Headquarters
- PO Box 1003, Jefferson City, MO 65101
- Employees
- 3
Quick answers
J C Federal Employees Credit Union: common questions
Is J C Federal Employees Credit Union NCUA insured?
Yes. J C Federal Employees Credit Union is a federally insured credit union (NCUA charter #67691). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is J C Federal Employees Credit Union's TellerScore?
53 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does J C Federal Employees Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Jefferson City
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Knox Co. Employees Credit UnionCredit union Knoxville, TN | 96 out of 100, Very strong | $12.5M | 18.8% | 0.04% | vs |
| Our Lady of Snows Credit UnionCredit union Henley, MO | 96 out of 100, Very strong | $4.6M | 15.3% | 0.00% | vs |
| Farmers Bank of Lohman, MissouriBank Jefferson City, MO | 93 out of 100, Very strong | $82.9M | 17.1% | 0.02% | vs |
| Legends BankBank Linn, MO | 90 out of 100, Very strong | $635.5M | 18.3% | 0.51% | vs |
| The Maries County BankBank Vienna, MO | 89 out of 100, Very strong | $600.5M | 14.8% | 0.12% | vs |
| United Credit UnionCredit union Mexico, MO | 88 out of 100, Very strong | $302.1M | 15.2% | 0.40% | vs |