Side-by-side · Q2 2026 data
Co-Ne Federal Credit Union vs Valley Educators Credit Union
Metric by metric
| Measure | Co-Ne Federal Credit Union | Valley Educators Credit Union |
|---|---|---|
| TellerScore | 63 (stronger) | 56 |
| Capital cushion | 37 | 100 (stronger) |
| Loan quality | 100 (stronger) | 19 |
| Earnings | 15 (stronger) | 14 |
| Funding & liquidity | 94 (stronger) | 68 |
| Problem-loan coverage | 100 (stronger) | 85 |
| Peer percentile | 26th | 16th |
| Total assets | $4.2M | $6.1M |
| Deposits / shares | $3.9M | $4.8M |
| Capital ratio | 8.73% | 21.96% (stronger) |
| Problem loans | 0.00% (stronger) | 2.42% |
| Net charge-offs | 0.00% (stronger) | 1.89% |
| Return on assets | -0.13% (stronger) | -0.15% |
| Loans ÷ deposits | 65.9% (stronger) | 92.5% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Co-Ne Federal Credit Union has the higher TellerScore (63 vs 56). On the 6 directional measures above (where higher or lower is clearly better), Co-Ne Federal Credit Union leads on 5 and Valley Educators Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.