Co-Ne Federal Credit Union is a federal credit union headquartered in Julesburg, Colorado, in business for about 60 years. At the end of Q2 2026 it reported $4.2M in total assets and $3.9M in member shares and deposits, with 2 offices across 2 states.
Co-Ne Federal Credit Union has a TellerScore of 63 out of 100 (moderate) based on Q2 2026 data — higher than only 26% of its 2,479 credit unions with under $100 million in assets. Among 62 credit unions headquartered in Colorado, it ranks 40th. Loan quality contributes the most (100/100, 0.00%); earnings contributes the least (15/100, -0.13%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 30 points (33 → 63), mostly because the loan quality component improved by 86 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 31 |
| Q3 2024 | 31 |
| Q4 2024 | 61 |
| Q1 2025 | 60 |
| Q2 2025 | 33 |
| Q3 2025 | 59 |
| Q4 2025 | 58 |
| Q1 2026 | 59 |
| Q2 2026 | 63 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 8.53% |
| Q3 2024 | 9.03% |
| Q4 2024 | 8.96% |
| Q1 2025 | 9.08% |
| Q2 2025 | 7.90% |
| Q3 2025 | 8.44% |
| Q4 2025 | 8.14% |
| Q1 2026 | 8.17% |
| Q2 2026 | 8.73% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 3.86% |
| Q3 2024 | 4.15% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 2.57% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.88% |
| Q3 2024 | -0.76% |
| Q4 2024 | -0.82% |
| Q1 2025 | -1.13% |
| Q2 2025 | -1.19% |
| Q3 2025 | -0.79% |
| Q4 2025 | -0.77% |
| Q1 2026 | -0.64% |
| Q2 2026 | -0.13% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 63 | $4.2M | 8.73% | 0.00% | -0.13% | 65.9% |
| Q1 2026 | 59 | $4.5M | 8.17% | 0.00% | -0.64% | 62.8% |
| Q4 2025 | 58 | $4.6M | 8.14% | 0.00% | -0.77% | 66.0% |
| Q3 2025 | 59 | $4.5M | 8.44% | 0.00% | -0.79% | 66.9% |
| Q2 2025 | 33 | $4.8M | 7.90% | 2.57% | -1.19% | 64.2% |
| Q1 2025 | 60 | $4.4M | 9.08% | 0.00% | -1.13% | 69.1% |
| Q4 2024 | 61 | $4.6M | 8.96% | 0.00% | -0.82% | 67.6% |
| Q3 2024 | 31 | $4.6M | 9.03% | 4.15% | -0.76% | 65.0% |
| Q2 2024 | 31 | $5.0M | 8.53% | 3.86% | -0.88% | 61.5% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Colorado
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Options Credit UnionCredit union Littleton, CO | 41 out of 100, Below average | $5.5M | 7.0% | 1.20% | vs |
| Fort Morgan Schools Federal Credit UnionCredit union Fort Morgan, CO | 80 out of 100, Strong | $5.6M | 14.5% | 0.00% | vs |
| Moffat County Schools Federal Credit UnionCredit union Craig, CO | 84 out of 100, Strong | $5.7M | 13.1% | 0.00% | vs |
| Valley Educators Credit UnionCredit union Alamosa, CO | 56 out of 100, Moderate | $6.1M | 22.0% | 2.42% | vs |
| Olathe Federal Credit UnionCredit union Olathe, CO | 44 out of 100, Below average | $1.4M | 5.1% | 0.19% | vs |
| St. Michaels Federal Credit UnionCredit union Craig, CO | 86 out of 100, Very strong | $1.0M | 12.5% | 0.61% | vs |
Deposit insurance
Is my money safe at Co-Ne Federal Credit Union?
Yes. Co-Ne Federal Credit Union is a federally insured credit union (NCUA charter #17250). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 8.73%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Co-Ne Federal Credit Union lists 2 offices in 2 cities across 2 states. Most locations:
- Julesburg, CO (1)
- Mount Pleasant, WI (1)
Identity & history
Profile
- Legal name
- Co-Ne Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 17250
- RSSD ID
- 146289
- Primary regulator
- NCUA
- Established
- 1966
- Headquarters
- 113 Cedar St, Julesburg, CO 80737
- Employees
- 2
Quick answers
Co-Ne Federal Credit Union: common questions
Is Co-Ne Federal Credit Union NCUA insured?
Yes. Co-Ne Federal Credit Union is a federally insured credit union (NCUA charter #17250). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Co-Ne Federal Credit Union's TellerScore?
63 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Co-Ne Federal Credit Union have?
2 offices as of the latest NCUA data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Julesburg
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Adams Bank & TrustBank Ogallala, NE | 82 out of 100, Strong | $1.3B | 14.1% | 0.55% | vs |
| Equitable Savings and Loan AssociationBank Sterling, CO | 75 out of 100, Strong | $168.3M | 15.7% | 0.22% | vs |
| Points West Community BankBank Windsor, CO | 75 out of 100, Strong | $877.6M | 9.2% | 0.06% | vs |
| Henderson State BankBank Henderson, NE | 72 out of 100, Strong | $678.5M | 10.4% | 0.27% | vs |