Side-by-side · Q2 2026 data
Co-Op Credit Union vs Oakdale Credit Union
Metric by metric
| Measure | Co-Op Credit Union | Oakdale Credit Union |
|---|---|---|
| TellerScore | 70 | 95 (stronger) |
| Capital cushion | 66 | 84 (stronger) |
| Loan quality | 73 | 100 (stronger) |
| Earnings | 65 | 100 (stronger) |
| Funding & liquidity | 65 | 99 (stronger) |
| Problem-loan coverage | 88 | 100 (stronger) |
| Peer percentile | 51st | 98th |
| Total assets | $626.8M | $132.4M |
| Deposits / shares | $548.2M | $112.8M |
| Capital ratio | 11.55% | 13.35% (stronger) |
| Problem loans | 0.80% | 0.00% (stronger) |
| Net charge-offs | 0.05% | -0.00% (stronger) |
| Return on assets | 1.12% | 2.29% (stronger) |
| Loans ÷ deposits | 95.1% | 61.7% (stronger) |
| Uninsured deposits | 12.6% | 8.2% (stronger) |
| Offices | 7 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.3% | — |
Oakdale Credit Union has the higher TellerScore (95 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Co-Op Credit Union leads on 0 and Oakdale Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.