Side-by-side · Q2 2026 data
Co-Op Credit Union of Montevideo vs Sharepoint Credit Union
Credit union
Co-Op Credit Union of Montevideo
Montevideo, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | Co-Op Credit Union of Montevideo | Sharepoint Credit Union |
|---|---|---|
| TellerScore | 69 (stronger) | 68 |
| Capital cushion | 100 (stronger) | 68 |
| Loan quality | 0 | 66 (stronger) |
| Earnings | 97 (stronger) | 44 |
| Funding & liquidity | 80 | 87 (stronger) |
| Problem-loan coverage | 72 | 89 (stronger) |
| Peer percentile | 48th | 45th |
| Total assets | $422.8M | $360.1M |
| Deposits / shares | $352.5M | $317.6M |
| Capital ratio | 15.80% (stronger) | 11.80% |
| Problem loans | 3.18% | 1.02% (stronger) |
| Net charge-offs | 0.08% (stronger) | 0.20% |
| Return on assets | 1.91% (stronger) | 0.60% |
| Loans ÷ deposits | 80.6% | 73.2% (stronger) |
| Uninsured deposits | 5.4% | 5.1% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.5% |
Co-Op Credit Union of Montevideo has the higher TellerScore (69 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Co-Op Credit Union of Montevideo leads on 4 and Sharepoint Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.