Side-by-side · Q2 2026 data
Co-Operative Credit Union vs Reliance Credit Union
Metric by metric
| Measure | Co-Operative Credit Union | Reliance Credit Union |
|---|---|---|
| TellerScore | 77 | 93 (stronger) |
| Capital cushion | 86 | 100 (stronger) |
| Loan quality | 56 | 90 (stronger) |
| Earnings | 67 | 80 (stronger) |
| Funding & liquidity | 100 (stronger) | 97 |
| Problem-loan coverage | 91 | 98 (stronger) |
| Peer percentile | 57th | 94th |
| Total assets | $21.2M | $25.1M |
| Deposits / shares | $18.3M | $20.9M |
| Capital ratio | 13.61% | 16.44% (stronger) |
| Problem loans | 1.31% | 0.30% (stronger) |
| Net charge-offs | 0.14% (stronger) | 0.41% |
| Return on assets | 1.19% | 1.50% (stronger) |
| Loans ÷ deposits | 56.2% (stronger) | 63.6% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Reliance Credit Union has the higher TellerScore (93 vs 77). On the 6 directional measures above (where higher or lower is clearly better), Co-Operative Credit Union leads on 2 and Reliance Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.