Co-Operative Credit Union is a federally insured state-chartered credit union headquartered in Coffeyville, Kansas, in business for about 89 years. At the end of Q2 2026 it reported $21.2M in total assets and $18.3M in member shares and deposits, with 1 office.
Co-Operative Credit Union has a TellerScore of 77 out of 100 (strong) based on Q2 2026 data — higher than 57% of its 2,479 credit unions with under $100 million in assets. Among 62 credit unions headquartered in Kansas, it ranks 22nd. Funding & liquidity contributes the most (100/100, 56% loans-to-deposits, 0% uninsured); loan quality contributes the least (56/100, 1.31%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 2 points (79 → 77), mostly because the loan quality component weakened by 35 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 74 |
| Q3 2024 | 68 |
| Q4 2024 | 64 |
| Q1 2025 | 74 |
| Q2 2025 | 79 |
| Q3 2025 | 78 |
| Q4 2025 | 79 |
| Q1 2026 | 78 |
| Q2 2026 | 77 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 12.35% |
| Q3 2024 | 12.63% |
| Q4 2024 | 12.62% |
| Q1 2025 | 12.28% |
| Q2 2025 | 12.54% |
| Q3 2025 | 13.12% |
| Q4 2025 | 13.13% |
| Q1 2026 | 13.33% |
| Q2 2026 | 13.61% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.54% |
| Q3 2024 | 1.23% |
| Q4 2024 | 1.66% |
| Q1 2025 | 0.68% |
| Q2 2025 | 0.26% |
| Q3 2025 | 0.55% |
| Q4 2025 | 0.32% |
| Q1 2026 | 0.80% |
| Q2 2026 | 1.31% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.45% |
| Q3 2024 | 0.39% |
| Q4 2024 | 0.32% |
| Q1 2025 | 0.56% |
| Q2 2025 | 0.62% |
| Q3 2025 | 0.60% |
| Q4 2025 | 0.42% |
| Q1 2026 | 0.83% |
| Q2 2026 | 1.19% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 77 | $21.2M | 13.61% | 1.31% | 1.19% | 56.2% |
| Q1 2026 | 78 | $21.4M | 13.33% | 0.80% | 0.83% | 55.6% |
| Q4 2025 | 79 | $21.4M | 13.13% | 0.32% | 0.42% | 56.5% |
| Q3 2025 | 78 | $21.5M | 13.12% | 0.55% | 0.60% | 57.8% |
| Q2 2025 | 79 | $22.3M | 12.54% | 0.26% | 0.62% | 55.8% |
| Q1 2025 | 74 | $22.4M | 12.28% | 0.68% | 0.56% | 53.7% |
| Q4 2024 | 64 | $21.6M | 12.62% | 1.66% | 0.32% | 60.8% |
| Q3 2024 | 68 | $21.5M | 12.63% | 1.23% | 0.39% | 62.8% |
| Q2 2024 | 74 | $21.9M | 12.35% | 0.54% | 0.45% | 64.1% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Kansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Salina Interparochial Credit UnionCredit union Salina, KS | 57 out of 100, Moderate | $21.8M | 29.0% | 3.62% | vs |
| Wheat State Credit UnionCredit union Wichita, KS | 35 out of 100, Low | $22.1M | 8.6% | 2.04% | vs |
| Hutchinson Government Employees Credit UnionCredit union Hutchinson, KS | 62 out of 100, Moderate | $20.1M | 13.1% | 2.05% | vs |
| Reliance Credit UnionCredit union Kansas City, KS | 93 out of 100, Very strong | $25.1M | 16.4% | 0.30% | vs |
| K C K Firemen & Police Credit UnionCredit union Kansas City, KS | 84 out of 100, Strong | $16.2M | 17.5% | 0.39% | vs |
| Garden City Teachers Federal Credit UnionCredit union Garden City, KS | 61 out of 100, Moderate | $15.7M | 8.3% | 0.67% | vs |
Deposit insurance
Is my money safe at Co-Operative Credit Union?
Yes. Co-Operative Credit Union is a federally insured credit union (NCUA charter #61783). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 13.61%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Co-Operative Credit Union lists 1 office in 1 city. Most locations:
- Coffeyville, KS (1)
Identity & history
Profile
- Legal name
- Co-Operative Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 61783
- RSSD ID
- 691695
- Primary regulator
- State + NCUA
- Established
- 1937
- Headquarters
- 313 W 9th, Coffeyville, KS 67337
- Employees
- 6
Quick answers
Co-Operative Credit Union: common questions
Is Co-Operative Credit Union NCUA insured?
Yes. Co-Operative Credit Union is a federally insured credit union (NCUA charter #61783). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Co-Operative Credit Union's TellerScore?
77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Co-Operative Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Coffeyville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Peoples State BankBank Cherryvale, KS | 89 out of 100, Very strong | $23.5M | 19.8% | 0.33% | vs |
| Kansas Teachers Community Credit UnionCredit union Pittsburg, KS | 83 out of 100, Strong | $125.3M | 15.3% | 1.24% | vs |
| Solutions North BankBank Stockton, KS | 77 out of 100, Strong | $469.5M | 10.9% | 0.28% | vs |
| Welch State Bank of Welch, Okla.Bank Welch, OK | 76 out of 100, Strong | $449.8M | 10.2% | 0.36% | vs |
| Peoples Choice Credit UnionCredit union Coffeyville, KS | 75 out of 100, Strong | $6.7M | 26.3% | 1.59% | vs |
| FirstOak BankBank Independence, KS | 75 out of 100, Strong | $241.2M | 10.5% | 0.00% | vs |