Side-by-side · Q2 2026 data
Co-Operative Credit Union vs Wheat State Credit Union
Metric by metric
| Measure | Co-Operative Credit Union | Wheat State Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 35 |
| Capital cushion | 86 (stronger) | 36 |
| Loan quality | 56 (stronger) | 32 |
| Earnings | 67 (stronger) | 10 |
| Funding & liquidity | 100 (stronger) | 61 |
| Problem-loan coverage | 91 (stronger) | 55 |
| Peer percentile | 57th | 2nd |
| Total assets | $21.2M | $22.1M |
| Deposits / shares | $18.3M | $19.8M |
| Capital ratio | 13.61% (stronger) | 8.64% |
| Problem loans | 1.31% (stronger) | 2.04% |
| Net charge-offs | 0.14% (stronger) | 2.30% |
| Return on assets | 1.19% (stronger) | -0.24% |
| Loans ÷ deposits | 56.2% (stronger) | 99.4% |
| Uninsured deposits | 0.0% (stronger) | 3.2% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Co-Operative Credit Union has the higher TellerScore (77 vs 35). On the 7 directional measures above (where higher or lower is clearly better), Co-Operative Credit Union leads on 7 and Wheat State Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.