Side-by-side · Q2 2026 data
Coastal Federal Credit Union vs Skyla Federal Credit Union
Credit union
Skyla Federal Credit Union
Charlotte, North Carolina · $1 billion – $10 billion
Metric by metric
| Measure | Coastal Federal Credit Union | Skyla Federal Credit Union |
|---|---|---|
| TellerScore | 66 (stronger) | 54 |
| Capital cushion | 49 (stronger) | 46 |
| Loan quality | 78 (stronger) | 56 |
| Earnings | 54 (stronger) | 42 |
| Funding & liquidity | 79 (stronger) | 67 |
| Problem-loan coverage | 90 (stronger) | 78 |
| Peer percentile | 44th | 11th |
| Total assets | $6.2B | $1.7B |
| Deposits / shares | $5.4B | $1.4B |
| Capital ratio | 9.86% (stronger) | 9.61% |
| Problem loans | 0.66% (stronger) | 1.32% |
| Net charge-offs | 0.94% | 0.79% (stronger) |
| Return on assets | 0.86% (stronger) | 0.56% |
| Loans ÷ deposits | 80.9% (stronger) | 93.0% |
| Uninsured deposits | 12.7% | 7.8% (stronger) |
| Offices | 9 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 28.9% | 41.1% |
Coastal Federal Credit Union has the higher TellerScore (66 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Coastal Federal Credit Union leads on 5 and Skyla Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.