Side-by-side · Q2 2026 data
Coburn Credit Union vs Galveston Government Employees Credit Union
Credit union
Galveston Government Employees Credit Union
Dickinson, Texas · Under $100 million in assets
Metric by metric
| Measure | Coburn Credit Union | Galveston Government Employees Credit Union |
|---|---|---|
| TellerScore | 53 (stronger) | 32 |
| Capital cushion | 100 (stronger) | 43 |
| Loan quality | 0 | 0 |
| Earnings | 0 | 0 |
| Funding & liquidity | 100 (stronger) | 85 |
| Problem-loan coverage | 84 (stronger) | 60 |
| Peer percentile | 12th | 1st |
| Total assets | $6.5M | $6.8M |
| Deposits / shares | $5.0M | $6.2M |
| Capital ratio | 22.28% (stronger) | 9.27% |
| Problem loans | 4.97% | 3.07% (stronger) |
| Net charge-offs | 0.40% (stronger) | 0.45% |
| Return on assets | -0.73% (stronger) | -2.81% |
| Loans ÷ deposits | 47.7% (stronger) | 75.2% |
| Uninsured deposits | 6.6% (stronger) | 9.8% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Coburn Credit Union has the higher TellerScore (53 vs 32). On the 7 directional measures above (where higher or lower is clearly better), Coburn Credit Union leads on 6 and Galveston Government Employees Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.