Coburn Credit Union is a federally insured state-chartered credit union headquartered in Beaumont, Texas, in business for about 74 years. At the end of Q2 2026 it reported $6.5M in total assets and $5.0M in member shares and deposits, with 1 office.
Coburn Credit Union has a TellerScore of 53 out of 100 (below average) based on Q2 2026 data — higher than only 12% of its 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 345th. Capital cushion contributes the most (100/100, 22.28%); earnings contributes the least (0/100, -0.73%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 34 points (87 → 53), mostly because the loan quality component weakened by 100 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 85 |
| Q3 2024 | 79 |
| Q4 2024 | 85 |
| Q1 2025 | 92 |
| Q2 2025 | 87 |
| Q3 2025 | 69 |
| Q4 2025 | 61 |
| Q1 2026 | 79 |
| Q2 2026 | 53 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 24.79% |
| Q3 2024 | 25.99% |
| Q4 2024 | 25.89% |
| Q1 2025 | 25.11% |
| Q2 2025 | 25.46% |
| Q3 2025 | 25.21% |
| Q4 2025 | 25.88% |
| Q1 2026 | 22.94% |
| Q2 2026 | 22.28% |
Show as table
| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.30% |
| Q3 2024 | 1.12% |
| Q4 2024 | 0.16% |
| Q1 2025 | 0.08% |
| Q2 2025 | 0.00% |
| Q3 2025 | 1.70% |
| Q4 2025 | 2.01% |
| Q1 2026 | 1.99% |
| Q2 2026 | 4.97% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.78% |
| Q3 2024 | 0.77% |
| Q4 2024 | 0.40% |
| Q1 2025 | 1.09% |
| Q2 2025 | 0.33% |
| Q3 2025 | -0.02% |
| Q4 2025 | -0.93% |
| Q1 2026 | 1.58% |
| Q2 2026 | -0.73% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 53 | $6.5M | 22.28% | 4.97% | -0.73% | 47.7% |
| Q1 2026 | 79 | $6.4M | 22.94% | 1.99% | 1.58% | 54.9% |
| Q4 2025 | 61 | $5.6M | 25.88% | 2.01% | -0.93% | 68.8% |
| Q3 2025 | 69 | $5.9M | 25.21% | 1.70% | -0.02% | 63.4% |
| Q2 2025 | 87 | $5.9M | 25.46% | 0.00% | 0.33% | 60.0% |
| Q1 2025 | 92 | $6.0M | 25.11% | 0.08% | 1.09% | 61.9% |
| Q4 2024 | 85 | $5.8M | 25.89% | 0.16% | 0.40% | 66.8% |
| Q3 2024 | 79 | $5.8M | 25.99% | 1.12% | 0.77% | 73.3% |
| Q2 2024 | 85 | $6.1M | 24.79% | 0.30% | 0.78% | 80.2% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Sweetwater Regional Federal Credit UnionCredit union Sweetwater, TX | 79 out of 100, Strong | $6.6M | 19.5% | 0.11% | vs |
| Sherwin Federal Credit UnionCredit union Portland, TX | 76 out of 100, Strong | $6.6M | 34.4% | 0.00% | vs |
| Andrews School Federal Credit UnionCredit union Andrews, TX | 84 out of 100, Strong | $6.7M | 28.2% | 0.47% | vs |
| Galveston Government Employees Credit UnionCredit union Dickinson, TX | 32 out of 100, Low | $6.8M | 9.3% | 3.07% | vs |
| Brownsville City Employees Federal Credit UnionCredit union Brownsville, TX | 83 out of 100, Strong | $6.9M | 31.9% | 0.40% | vs |
| Skel-Tex Credit UnionCredit union Skellytown, TX | 83 out of 100, Strong | $6.2M | 21.5% | 0.64% | vs |
Deposit insurance
Is my money safe at Coburn Credit Union?
Yes. Coburn Credit Union is a federally insured credit union (NCUA charter #60409). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 6.6% of shares and deposits ($333K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 22.28%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Coburn Credit Union lists 1 office in 1 city. Most locations:
- Beaumont, TX (1)
Identity & history
Profile
- Legal name
- Coburn Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 60409
- RSSD ID
- 538192
- Primary regulator
- State + NCUA
- Established
- 1952
- Headquarters
- P.O. Box 2177, Beaumont, TX 77701
- Employees
- 1
Quick answers
Coburn Credit Union: common questions
Is Coburn Credit Union NCUA insured?
Yes. Coburn Credit Union is a federally insured credit union (NCUA charter #60409). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Coburn Credit Union's TellerScore?
53 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Coburn Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Beaumont
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Port Arthur Teachers Federal Credit UnionCredit union Port Arthur, TX | 94 out of 100, Very strong | $38.0M | 14.9% | 0.35% | vs |
| Neches Federal Credit UnionCredit union Port Neches, TX | 93 out of 100, Very strong | $1.2B | 14.7% | 0.20% | vs |
| Dugood Federal Credit UnionCredit union Beaumont, TX | 87 out of 100, Very strong | $609.4M | 13.4% | 0.09% | vs |
| Common Cents Federal Credit UnionCredit union Beaumont, TX | 87 out of 100, Very strong | $34.2M | 12.1% | 0.30% | vs |
| Synergy Federal Credit UnionCredit union San Antonio, TX | 86 out of 100, Very strong | $334.2M | 15.8% | 0.29% | vs |
| Vidor Teachers Federal Credit UnionCredit union Vidor, TX | 83 out of 100, Strong | $3.3M | 15.8% | 0.00% | vs |