Side-by-side · Q2 2026 data
Coconino Federal Credit Union vs First American Credit Union
Metric by metric
| Measure | Coconino Federal Credit Union | First American Credit Union |
|---|---|---|
| TellerScore | 77 | 78 (stronger) |
| Capital cushion | 59 | 77 (stronger) |
| Loan quality | 97 (stronger) | 89 |
| Earnings | 49 | 59 (stronger) |
| Funding & liquidity | 100 (stronger) | 74 |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 71st | 74th |
| Total assets | $126.0M | $120.0M |
| Deposits / shares | $111.2M | $103.0M |
| Capital ratio | 10.86% | 12.68% (stronger) |
| Problem loans | 0.09% (stronger) | 0.33% |
| Net charge-offs | 1.02% | 0.81% (stronger) |
| Return on assets | 0.73% | 0.97% (stronger) |
| Loans ÷ deposits | 52.5% | 50.2% (stronger) |
| Uninsured deposits | 5.4% (stronger) | 38.4% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 38.7% |
First American Credit Union has the higher TellerScore (78 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Coconino Federal Credit Union leads on 2 and First American Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.