Side-by-side · Q2 2026 data
Coconino Federal Credit Union vs Oneaz Credit Union
Metric by metric
| Measure | Coconino Federal Credit Union | Oneaz Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 71 |
| Capital cushion | 59 (stronger) | 54 |
| Loan quality | 97 (stronger) | 78 |
| Earnings | 49 | 67 (stronger) |
| Funding & liquidity | 100 (stronger) | 82 |
| Problem-loan coverage | 99 (stronger) | 91 |
| Peer percentile | 71st | 62nd |
| Total assets | $126.0M | $4.5B |
| Deposits / shares | $111.2M | $4.0B |
| Capital ratio | 10.86% (stronger) | 10.44% |
| Problem loans | 0.09% (stronger) | 0.66% |
| Net charge-offs | 1.02% | 0.44% (stronger) |
| Return on assets | 0.73% | 1.16% (stronger) |
| Loans ÷ deposits | 52.5% (stronger) | 76.5% |
| Uninsured deposits | 5.4% (stronger) | 16.9% |
| Offices | 3 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 35.8% |
Coconino Federal Credit Union has the higher TellerScore (77 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Coconino Federal Credit Union leads on 5 and Oneaz Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.