Side-by-side · Q2 2026 data
Colfax Banking Company vs Bank of Oak Ridge
Metric by metric
| Measure | Colfax Banking Company | Bank of Oak Ridge |
|---|---|---|
| TellerScore | 76 (stronger) | 72 |
| Capital cushion | 60 | 66 (stronger) |
| Loan quality | 99 | 100 (stronger) |
| Earnings | 53 | 63 (stronger) |
| Funding & liquidity | 83 (stronger) | 31 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 64th | 50th |
| Total assets | $152.3M | $138.6M |
| Deposits / shares | $138.1M | $121.8M |
| Capital ratio | 11.05% | 11.59% (stronger) |
| Problem loans | 0.04% | 0.00% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.08% |
| Return on assets | 0.83% | 1.07% (stronger) |
| Loans ÷ deposits | 49.5% (stronger) | 92.0% |
| Uninsured deposits | 30.5% (stronger) | 48.2% |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.4% | — |
Colfax Banking Company has the higher TellerScore (76 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Colfax Banking Company leads on 4 and Bank of Oak Ridge on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.