Side-by-side · Q2 2026 data
Colfax Banking Company vs Cenla Federal Credit Union
Metric by metric
| Measure | Colfax Banking Company | Cenla Federal Credit Union |
|---|---|---|
| TellerScore | 76 | 96 (stronger) |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 99 (stronger) | 97 |
| Earnings | 53 | 85 (stronger) |
| Funding & liquidity | 83 | 100 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 64th | 99th |
| Total assets | $152.3M | $132.2M |
| Deposits / shares | $138.1M | $103.6M |
| Capital ratio | 11.05% | 21.71% (stronger) |
| Problem loans | 0.04% (stronger) | 0.09% |
| Net charge-offs | 0.01% (stronger) | 0.27% |
| Return on assets | 0.83% | 1.63% (stronger) |
| Loans ÷ deposits | 49.5% | 39.6% (stronger) |
| Uninsured deposits | 30.5% | 1.0% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.4% | — |
Cenla Federal Credit Union has the higher TellerScore (96 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Colfax Banking Company leads on 2 and Cenla Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.