Side-by-side · Q2 2026 data
Collins Community Credit Union vs Community 1st Credit Union
Metric by metric
| Measure | Collins Community Credit Union | Community 1st Credit Union |
|---|---|---|
| TellerScore | 31 | 38 (stronger) |
| Capital cushion | 28 | 55 (stronger) |
| Loan quality | 18 (stronger) | 0 |
| Earnings | 13 | 32 (stronger) |
| Funding & liquidity | 75 (stronger) | 67 |
| Problem-loan coverage | 41 | 49 (stronger) |
| Peer percentile | 1st | 1st |
| Total assets | $1.5B | $1.1B |
| Deposits / shares | $1.3B | $981.5M |
| Capital ratio | 7.78% | 10.50% (stronger) |
| Problem loans | 2.47% (stronger) | 3.14% |
| Net charge-offs | 0.33% (stronger) | 1.05% |
| Return on assets | -0.17% | 0.31% (stronger) |
| Loans ÷ deposits | 85.5% (stronger) | 93.4% |
| Uninsured deposits | 13.0% | 8.1% (stronger) |
| Offices | 8 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.3% | 15.4% |
Community 1st Credit Union has the higher TellerScore (38 vs 31). On the 7 directional measures above (where higher or lower is clearly better), Collins Community Credit Union leads on 3 and Community 1st Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.