Side-by-side · Q2 2026 data
Collins Community Credit Union vs Veridian Credit Union
Metric by metric
| Measure | Collins Community Credit Union | Veridian Credit Union |
|---|---|---|
| TellerScore | 31 | 73 (stronger) |
| Capital cushion | 28 | 66 (stronger) |
| Loan quality | 18 | 78 (stronger) |
| Earnings | 13 | 84 (stronger) |
| Funding & liquidity | 75 (stronger) | 54 |
| Problem-loan coverage | 41 | 90 (stronger) |
| Peer percentile | 1st | 70th |
| Total assets | $1.5B | $9.2B |
| Deposits / shares | $1.3B | $7.7B |
| Capital ratio | 7.78% | 11.57% (stronger) |
| Problem loans | 2.47% | 0.67% (stronger) |
| Net charge-offs | 0.33% (stronger) | 0.36% |
| Return on assets | -0.17% | 1.60% (stronger) |
| Loans ÷ deposits | 85.5% (stronger) | 102.7% |
| Uninsured deposits | 13.0% (stronger) | 18.1% |
| Offices | 8 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.3% | 11.2% |
Veridian Credit Union has the higher TellerScore (73 vs 31). On the 7 directional measures above (where higher or lower is clearly better), Collins Community Credit Union leads on 3 and Veridian Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.