Side-by-side · Q2 2026 data
Collins State Bank vs Community First Credit Union
Metric by metric
| Measure | Collins State Bank | Community First Credit Union |
|---|---|---|
| TellerScore | 62 | 84 (stronger) |
| Capital cushion | 37 | 78 (stronger) |
| Loan quality | 90 | 95 (stronger) |
| Earnings | 64 | 79 (stronger) |
| Funding & liquidity | 40 | 73 (stronger) |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 22nd | 93rd |
| Total assets | $301.2M | $6.8B |
| Deposits / shares | $260.6M | $5.9B |
| Capital ratio | 8.73% | 12.85% (stronger) |
| Problem loans | 0.30% | 0.14% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.10% |
| Return on assets | 1.09% | 1.49% (stronger) |
| Loans ÷ deposits | 98.4% | 86.4% (stronger) |
| Uninsured deposits | 35.0% | 16.1% (stronger) |
| Offices | 6 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.2% | — |
Community First Credit Union has the higher TellerScore (84 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Collins State Bank leads on 1 and Community First Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.