Side-by-side · Q2 2026 data
Collins State Bank vs Premier Financial Credit Union
Metric by metric
| Measure | Collins State Bank | Premier Financial Credit Union |
|---|---|---|
| TellerScore | 62 | 78 (stronger) |
| Capital cushion | 37 | 86 (stronger) |
| Loan quality | 90 (stronger) | 68 |
| Earnings | 64 | 64 |
| Funding & liquidity | 40 | 89 (stronger) |
| Problem-loan coverage | 95 (stronger) | 91 |
| Peer percentile | 22nd | 74th |
| Total assets | $301.2M | $132.4M |
| Deposits / shares | $260.6M | $112.8M |
| Capital ratio | 8.73% | 13.55% (stronger) |
| Problem loans | 0.30% (stronger) | 0.95% |
| Net charge-offs | -0.00% (stronger) | 0.06% |
| Return on assets | 1.09% (stronger) | 1.09% |
| Loans ÷ deposits | 98.4% | 71.1% (stronger) |
| Uninsured deposits | 35.0% | 1.7% (stronger) |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.2% | 4.8% |
Premier Financial Credit Union has the higher TellerScore (78 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Collins State Bank leads on 3 and Premier Financial Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Kiel, WI