Side-by-side · Q2 2026 data
Collins State Bank vs Sheboygan Area Credit Union
Credit union
Sheboygan Area Credit Union
Sheboygan, Wisconsin · Under $100 million in assets
Metric by metric
| Measure | Collins State Bank | Sheboygan Area Credit Union |
|---|---|---|
| TellerScore | 62 | 97 (stronger) |
| Capital cushion | 37 | 100 (stronger) |
| Loan quality | 90 | 96 (stronger) |
| Earnings | 64 | 96 (stronger) |
| Funding & liquidity | 40 | 92 (stronger) |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 22nd | 98th |
| Total assets | $301.2M | $93.4M |
| Deposits / shares | $260.6M | $78.1M |
| Capital ratio | 8.73% | 15.26% (stronger) |
| Problem loans | 0.30% | 0.13% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.01% |
| Return on assets | 1.09% | 1.90% (stronger) |
| Loans ÷ deposits | 98.4% | 67.9% (stronger) |
| Uninsured deposits | 35.0% | 2.3% (stronger) |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.2% | 7.6% |
Sheboygan Area Credit Union has the higher TellerScore (97 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Collins State Bank leads on 1 and Sheboygan Area Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.