The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 2 points (95 → 97), mostly because the capital cushion component improved by 6 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Wisconsin

Yes. Sheboygan Area Credit Union is a federally insured credit union (NCUA charter #66616). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 2.3% of shares and deposits ($1.8M) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 15.26%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Sheboygan Area Credit Union lists 3 offices in 2 cities across 2 states. Most locations:

• Sheboygan, WI (2)
• Fort Wayne, IN (1)

All branch addresses and map

In 2025, Sheboygan Area Credit Union reported 81 home-loan applications under HMDA (LEI 5493009Z0ERY6GJGT886): 71 originated ($5,905,000 total), 6 denied, and 2 withdrawn or closed by the applicant. Its denial rate on decided applications was 7.6%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Sheboygan Area Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

66616

RSSD ID

864891

Primary regulator

State + NCUA

Established

1954

Headquarters

1707 Indiana Ave, Sheboygan, WI 53081

Employees

20