Side-by-side · Q2 2026 data
Colquitt County Teacher Federal Credit Union vs Mercy Federal Credit Union
Credit union
Colquitt County Teacher Federal Credit Union
Moultrie, Georgia · Under $100 million in assets
Metric by metric
| Measure | Colquitt County Teacher Federal Credit Union | Mercy Federal Credit Union |
|---|---|---|
| TellerScore | 95 (stronger) | 55 |
| Capital cushion | 100 | 100 |
| Loan quality | 96 (stronger) | 12 |
| Earnings | 89 (stronger) | 3 |
| Funding & liquidity | 89 (stronger) | 86 |
| Problem-loan coverage | 99 (stronger) | 81 |
| Peer percentile | 96th | 15th |
| Total assets | $10.3M | $12.4M |
| Deposits / shares | $7.8M | $10.2M |
| Capital ratio | 23.63% (stronger) | 19.33% |
| Problem loans | 0.12% (stronger) | 2.65% |
| Net charge-offs | 0.32% (stronger) | 2.79% |
| Return on assets | 1.71% (stronger) | -0.42% |
| Loans ÷ deposits | 70.9% (stronger) | 74.3% |
| Uninsured deposits | 0.6% (stronger) | 4.3% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Colquitt County Teacher Federal Credit Union has the higher TellerScore (95 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Colquitt County Teacher Federal Credit Union leads on 7 and Mercy Federal Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.