TellerScore

Headquartered in Moultrie, Georgia, Colquitt County Teacher Federal Credit Union is a federal credit union with $10.3M in total assets and $7.8M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1957.

Based on its Q2 2026 filing, Colquitt County Teacher Federal Credit Union scores 95/100, which we describe as very strong. That is higher than 96% of 2,479 credit unions with under $100 million in assets. Among 71 credit unions headquartered in Georgia, it ranks 4th. Its strongest component is capital cushion (100/100; 23.63%), and its lowest is funding & liquidity (89/100; 71% loans-to-deposits, 1% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 23.63%
Loan quality96/100
Loans 60+ days delinquent ÷ total loans: 0.12%
Earnings89/100
Return on assets (annualized): 1.71%
Funding & liquidity89/100
Loans ÷ shares: 70.9% · 0.6% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.27%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (94 → 95).

TellerScore
869195Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202491
Q3 202491
Q4 202490
Q1 202593
Q2 202594
Q3 202588
Q4 202586
Q1 202693
Q2 202695
Net worth ratio
7.00%15.59%24.17%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202421.35%
Q3 202421.05%
Q4 202423.03%
Q1 202522.74%
Q2 202523.46%
Q3 202523.28%
Q4 202524.17%
Q1 202623.72%
Q2 202623.63%
Delinquent loans (60+ days)
0.05%0.60%1.15%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.21%
Q3 20240.21%
Q4 20240.62%
Q1 20250.12%
Q2 20250.05%
Q3 20250.74%
Q4 20251.15%
Q1 20260.43%
Q2 20260.12%
Return on assets
1.62%1.82%2.02%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.68%
Q3 20241.62%
Q4 20242.02%
Q1 20251.80%
Q2 20251.86%
Q3 20251.84%
Q4 20251.90%
Q1 20261.88%
Q2 20261.71%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202695$10.3M23.63%0.12%1.71%70.9%
Q1 202693$10.1M23.72%0.43%1.88%75.6%
Q4 202586$9.7M24.17%1.15%1.90%83.6%
Q3 202588$9.8M23.28%0.74%1.84%85.8%
Q2 202594$9.6M23.46%0.05%1.86%89.6%
Q1 202593$9.7M22.74%0.12%1.80%86.3%
Q4 202490$9.5M23.03%0.62%2.02%89.5%
Q3 202491$10.0M21.05%0.21%1.62%87.9%
Q2 202491$9.7M21.35%0.21%1.68%89.2%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio23.63%
86th
Problem loans0.12%
79th
Net charge-offs0.32%
38th
Return on assets1.71%
90th
Loans to deposits70.9%
31st
Uninsured deposits0.6%
58th
Loan-loss reserves0.37%
76th
Texas ratio0.3%
79th

Similar-size credit unions in Georgia

InstitutionScoreAssetsCapitalProblem loansCompare
Regional Members Federal Credit UnionCredit union Columbus, GA59 out of 100, Moderate$9.6M13.2%1.68%vs
Mercy Federal Credit UnionCredit union Savannah, GA55 out of 100, Moderate$12.4M19.3%2.65%vs
Valdosta Teachers Federal Credit UnionCredit union Valdosta, GA61 out of 100, Moderate$13.2M13.4%2.29%vs
Ware County School Employees Federal Credit UnionCredit union Waycross, GA86 out of 100, Very strong$6.3M14.1%0.00%vs
Brosnan Yard Federal Credit UnionCredit union Macon, GA67 out of 100, Moderate$6.2M16.0%3.77%vs
Rig Employees Credit UnionCredit union Macon, GA69 out of 100, Moderate$5.9M43.8%3.24%vs

Deposit insurance

Is my money safe at Colquitt County Teacher Federal Credit Union?

Yes. Colquitt County Teacher Federal Credit Union is a federally insured credit union (NCUA charter #11996). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.6% of shares and deposits ($44K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 23.63%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Colquitt County Teacher Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Colquitt County Teacher Federal Credit Union
Type
Federal credit union
NCUA charter #
11996
RSSD ID
60684
Primary regulator
NCUA
Established
1957
Headquarters
PO Box 2708, Moultrie, GA 31776
Employees
3

Quick answers

Colquitt County Teacher Federal Credit Union: common questions

Is Colquitt County Teacher Federal Credit Union NCUA insured?

Yes. Colquitt County Teacher Federal Credit Union is a federally insured credit union (NCUA charter #11996). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Colquitt County Teacher Federal Credit Union's TellerScore?

95 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Colquitt County Teacher Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Moultrie

InstitutionScoreAssetsCapitalProblem loansCompare
Bank of CamillaBank Camilla, GA89 out of 100, Very strong$188.1M20.8%0.37%vs
The Trust BankBank Lenox, GA86 out of 100, Very strong$47.0M16.2%1.36%vs
South Georgia Banking CompanyBank Omega, GA85 out of 100, Very strong$570.1M13.9%0.55%vs
Moultrie Bank & TrustBank Moultrie, GA82 out of 100, Strong$150.6M14.1%0.10%vs
Commercial Banking CompanyBank Valdosta, GA79 out of 100, Strong$409.5M10.3%0.04%vs
Southeastern Credit UnionCredit union Valdosta, GA73 out of 100, Strong$440.7M10.8%0.41%vs