Side-by-side · Q2 2026 data
Colquitt County Teacher Federal Credit Union vs Southeastern Credit Union
Credit union
Colquitt County Teacher Federal Credit Union
Moultrie, Georgia · Under $100 million in assets
Metric by metric
| Measure | Colquitt County Teacher Federal Credit Union | Southeastern Credit Union |
|---|---|---|
| TellerScore | 95 (stronger) | 73 |
| Capital cushion | 100 (stronger) | 58 |
| Loan quality | 96 (stronger) | 86 |
| Earnings | 89 (stronger) | 66 |
| Funding & liquidity | 89 (stronger) | 74 |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 96th | 60th |
| Total assets | $10.3M | $440.7M |
| Deposits / shares | $7.8M | $388.5M |
| Capital ratio | 23.63% (stronger) | 10.81% |
| Problem loans | 0.12% (stronger) | 0.41% |
| Net charge-offs | 0.32% | 0.17% (stronger) |
| Return on assets | 1.71% (stronger) | 1.14% |
| Loans ÷ deposits | 70.9% (stronger) | 85.8% |
| Uninsured deposits | 0.6% (stronger) | 5.9% |
| Offices | 1 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.3% |
Colquitt County Teacher Federal Credit Union has the higher TellerScore (95 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Colquitt County Teacher Federal Credit Union leads on 6 and Southeastern Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.