Side-by-side · Q2 2026 data
Columbia Bank vs Potlatch No. 1 Financial Credit Union
Metric by metric
| Measure | Columbia Bank | Potlatch No. 1 Financial Credit Union |
|---|---|---|
| TellerScore | 64 (stronger) | 62 |
| Capital cushion | 47 (stronger) | 39 |
| Loan quality | 81 | 87 (stronger) |
| Earnings | 70 (stronger) | 50 |
| Funding & liquidity | 44 | 65 (stronger) |
| Problem-loan coverage | 93 (stronger) | 92 |
| Peer percentile | 46th | 30th |
| Total assets | $65.4B | $2.2B |
| Deposits / shares | $52.2B | $1.8B |
| Capital ratio | 9.68% (stronger) | 8.87% |
| Problem loans | 0.57% | 0.40% (stronger) |
| Net charge-offs | 0.28% (stronger) | 0.50% |
| Return on assets | 1.25% (stronger) | 0.76% |
| Loans ÷ deposits | 89.6% (stronger) | 95.6% |
| Uninsured deposits | 39.5% | 10.0% (stronger) |
| Offices | 349 | 28 |
| CFPB complaints (3 yrs) | 228 | — |
| Complaints per $1B deposits | 4.4 | — |
| Mortgage denial rate (HMDA) | 28.5% | 13.4% |
Columbia Bank has the higher TellerScore (64 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Columbia Bank leads on 5 and Potlatch No. 1 Financial Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Lewiston, ID
- Clarkston, WA
- Hayden, ID
- Meridian, ID
- Moscow, ID
- Nampa, ID
- Ponderay, ID
- Post Falls, ID
- Rathdrum, ID
- Brewster, WA
- Cle Elum, WA
- Colfax, WA
- Pullman, WA
- Bonners Ferry, ID
- Walla Walla, WA
- Grangeville, ID