Side-by-side · Q2 2026 data
Columbia Credit Union vs District One Highway Credit Union
Credit union
District One Highway Credit Union
Saint Joseph, Missouri · Under $100 million in assets
Metric by metric
| Measure | Columbia Credit Union | District One Highway Credit Union |
|---|---|---|
| TellerScore | 77 | 94 (stronger) |
| Capital cushion | 49 | 100 (stronger) |
| Loan quality | 98 | 100 (stronger) |
| Earnings | 67 | 68 (stronger) |
| Funding & liquidity | 95 | 100 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 57th | 95th |
| Total assets | $34.4M | $30.5M |
| Deposits / shares | $30.6M | $24.6M |
| Capital ratio | 9.87% | 18.78% (stronger) |
| Problem loans | 0.07% | 0.00% (stronger) |
| Net charge-offs | 0.02% | -0.03% (stronger) |
| Return on assets | 1.17% | 1.20% (stronger) |
| Loans ÷ deposits | 65.0% | 28.9% (stronger) |
| Uninsured deposits | 2.4% (stronger) | 3.0% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
District One Highway Credit Union has the higher TellerScore (94 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Columbia Credit Union leads on 1 and District One Highway Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.