Side-by-side · Q2 2026 data
Columbine Federal Credit Union vs Northern Colorado Credit Union
Credit union
Columbine Federal Credit Union
Centennial, Colorado · Under $100 million in assets
Metric by metric
| Measure | Columbine Federal Credit Union | Northern Colorado Credit Union |
|---|---|---|
| TellerScore | 54 | 64 (stronger) |
| Capital cushion | 69 (stronger) | 59 |
| Loan quality | 38 | 64 (stronger) |
| Earnings | 8 | 33 (stronger) |
| Funding & liquidity | 92 | 97 (stronger) |
| Problem-loan coverage | 82 | 89 (stronger) |
| Peer percentile | 13th | 28th |
| Total assets | $77.9M | $76.3M |
| Deposits / shares | $68.1M | $67.9M |
| Capital ratio | 11.92% (stronger) | 10.85% |
| Problem loans | 1.85% | 1.08% (stronger) |
| Net charge-offs | 0.77% | 0.21% (stronger) |
| Return on assets | -0.29% | 0.33% (stronger) |
| Loans ÷ deposits | 68.2% | 63.7% (stronger) |
| Uninsured deposits | 3.9% (stronger) | 12.8% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.0% |
Northern Colorado Credit Union has the higher TellerScore (64 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Columbine Federal Credit Union leads on 2 and Northern Colorado Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.