TellerScore

Columbine Federal Credit Union is a federal credit union headquartered in Centennial, Colorado, in business for about 69 years. At the end of Q2 2026 it reported $77.9M in total assets and $68.1M in member shares and deposits, with 2 offices.

Columbine Federal Credit Union has a TellerScore of 54 out of 100 (below average) based on Q2 2026 data — higher than only 13% of its 2,479 credit unions with under $100 million in assets. Among 62 credit unions headquartered in Colorado, it ranks 52nd. Funding & liquidity contributes the most (92/100, 68% loans-to-deposits, 4% uninsured); earnings contributes the least (8/100, -0.29%).

TellerScore · Q2 2026

Scorecard

Capital cushion69/100
Net worth ratio: 11.92%
Loan quality38/100
Loans 60+ days delinquent ÷ total loans: 1.85%
Earnings8/100
Return on assets (annualized): -0.29%
Funding & liquidity92/100
Loans ÷ shares: 68.2% · 3.9% uninsured
Problem-loan coverage82/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 9.23%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 6 points (60 → 54), mostly because the earnings component weakened by 10 points.

TellerScore
546270Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202461
Q3 202465
Q4 202463
Q1 202570
Q2 202560
Q3 202562
Q4 202563
Q1 202663
Q2 202654
Net worth ratio
7.00%9.72%12.44%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.74%
Q3 202412.44%
Q4 202412.40%
Q1 202512.26%
Q2 202512.35%
Q3 202512.14%
Q4 202511.99%
Q1 202611.93%
Q2 202611.92%
Delinquent loans (60+ days)
0.92%1.38%1.85%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.65%
Q3 20241.50%
Q4 20241.75%
Q1 20250.92%
Q2 20251.63%
Q3 20251.27%
Q4 20251.24%
Q1 20261.12%
Q2 20261.85%
Return on assets
-0.29%0.16%0.62%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.56%
Q3 20240.62%
Q4 20240.59%
Q1 20250.47%
Q2 2025-0.04%
Q3 2025-0.09%
Q4 2025-0.02%
Q1 2026-0.16%
Q2 2026-0.29%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202654$77.9M11.92%1.85%-0.29%68.2%
Q1 202663$78.5M11.93%1.12%-0.16%63.0%
Q4 202563$78.4M11.99%1.24%-0.02%63.2%
Q3 202562$77.8M12.14%1.27%-0.09%65.9%
Q2 202560$76.7M12.35%1.63%-0.04%66.8%
Q1 202570$77.4M12.26%0.92%0.47%66.6%
Q4 202463$76.5M12.40%1.75%0.59%70.9%
Q3 202465$76.1M12.44%1.50%0.62%73.6%
Q2 202461$79.5M11.74%1.65%0.56%72.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.92%
31st
Problem loans1.85%
23rd
Net charge-offs0.77%
19th
Return on assets-0.29%
14th
Loans to deposits68.2%
36th
Uninsured deposits3.9%
29th
Loan-loss reserves0.00%
37th
Texas ratio9.2%
15th

Similar-size credit unions in Colorado

InstitutionScoreAssetsCapitalProblem loansCompare
Northern Colorado Credit UnionCredit union Greeley, CO64 out of 100, Moderate$76.3M10.8%1.08%vs
Peoples Credit UnionCredit union Springfield, CO89 out of 100, Very strong$75.0M19.4%0.16%vs
Rio Grande Federal Credit UnionCredit union Grand Junction, CO97 out of 100, Very strong$80.8M22.0%0.03%vs
Delta County Federal Credit UnionCredit union Delta, CO71 out of 100, Strong$72.8M10.2%0.73%vs
Fellowship Credit UnionCredit union Lamar, CO66 out of 100, Moderate$64.6M11.1%0.86%vs
San Juan Mountains Credit UnionCredit union Montrose, CO78 out of 100, Strong$61.3M11.0%0.33%vs

Deposit insurance

Is my money safe at Columbine Federal Credit Union?

Yes. Columbine Federal Credit Union is a federally insured credit union (NCUA charter #11548). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.9% of shares and deposits ($2.7M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 11.92%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Columbine Federal Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Columbine Federal Credit Union
Type
Federal credit union
NCUA charter #
11548
RSSD ID
656685
Primary regulator
NCUA
Established
1957
Headquarters
4902 E Dry Creek Rd, Centennial, CO 80122
Employees
16

Quick answers

Columbine Federal Credit Union: common questions

Is Columbine Federal Credit Union NCUA insured?

Yes. Columbine Federal Credit Union is a federally insured credit union (NCUA charter #11548). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Columbine Federal Credit Union's TellerScore?

54 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Columbine Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Centennial

InstitutionScoreAssetsCapitalProblem loansCompare
AMG National Trust BankBank Boulder, CO94 out of 100, Very strong$722.9M15.4%0.04%vs
Star Tech Federal Credit UnionCredit union Greenwood Villa, CO91 out of 100, Very strong$11.1M22.2%0.38%vs
Denver Fire Department Federal Credit UnionCredit union Denver, CO89 out of 100, Very strong$213.5M14.2%0.09%vs
5Star BankBank Colorado Springs, CO87 out of 100, Very strong$378.2M17.2%0.16%vs
Transact Bank, National AssociationBank Denver, CO86 out of 100, Very strong$6.5M16.3%0.00%vs
Affidian Federal Credit UnionCredit union Denver, CO85 out of 100, Very strong$360.1M18.9%0.85%vs