Side-by-side · Q2 2026 data
Columbus Bank and Trust Company vs Nebraska Energy Federal Credit Union
Credit union
Nebraska Energy Federal Credit Union
Columbus, Nebraska · $100 million – $1 billion
Metric by metric
| Measure | Columbus Bank and Trust Company | Nebraska Energy Federal Credit Union |
|---|---|---|
| TellerScore | 72 | 87 (stronger) |
| Capital cushion | 45 | 100 (stronger) |
| Loan quality | 98 | 98 |
| Earnings | 87 (stronger) | 74 |
| Funding & liquidity | 42 | 54 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 50th | 91st |
| Total assets | $274.6M | $327.7M |
| Deposits / shares | $218.8M | $262.4M |
| Capital ratio | 9.47% | 19.32% (stronger) |
| Problem loans | 0.07% | 0.05% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.05% |
| Return on assets | 1.66% (stronger) | 1.36% |
| Loans ÷ deposits | 100.8% (stronger) | 106.6% |
| Uninsured deposits | 30.2% | 2.1% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Nebraska Energy Federal Credit Union has the higher TellerScore (87 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Columbus Bank and Trust Company leads on 3 and Nebraska Energy Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.