Side-by-side · Q2 2026 data
Combined Federal Credit Union vs VA Hospital Federal Credit Union
Credit union
Combined Federal Credit Union
Hot Springs, Arkansas · Under $100 million in assets
Credit union
VA Hospital Federal Credit Union
Little Rock, Arkansas · Under $100 million in assets
Metric by metric
| Measure | Combined Federal Credit Union | VA Hospital Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 69 (stronger) |
| Capital cushion | 87 (stronger) | 62 |
| Loan quality | 31 | 72 (stronger) |
| Earnings | 77 (stronger) | 38 |
| Funding & liquidity | 73 | 100 (stronger) |
| Problem-loan coverage | 78 | 93 (stronger) |
| Peer percentile | 36th | 38th |
| Total assets | $8.9M | $8.6M |
| Deposits / shares | $7.6M | $7.6M |
| Capital ratio | 13.71% (stronger) | 11.20% |
| Problem loans | 2.08% | 0.83% (stronger) |
| Net charge-offs | -0.05% | -0.14% (stronger) |
| Return on assets | 1.43% (stronger) | 0.45% |
| Loans ÷ deposits | 87.6% | 56.4% (stronger) |
| Uninsured deposits | 1.2% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
VA Hospital Federal Credit Union has the higher TellerScore (69 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Combined Federal Credit Union leads on 2 and VA Hospital Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.