TellerScore

VA Hospital Federal Credit Union is a federal credit union headquartered in Little Rock, Arkansas, in business for about 75 years. At the end of Q2 2026 it reported $8.6M in total assets and $7.6M in member shares and deposits, with 1 office.

VA Hospital Federal Credit Union has a TellerScore of 69 out of 100 (moderate) based on Q2 2026 data — higher than only 38% of its 2,479 credit unions with under $100 million in assets. Among 46 credit unions headquartered in Arkansas, it ranks 27th. Funding & liquidity contributes the most (100/100, 56% loans-to-deposits, 0% uninsured); earnings contributes the least (38/100, 0.45%).

TellerScore · Q2 2026

Scorecard

Capital cushion62/100
Net worth ratio: 11.20%
Loan quality72/100
Loans 60+ days delinquent ÷ total loans: 0.83%
Earnings38/100
Return on assets (annualized): 0.45%
Funding & liquidity100/100
Loans ÷ shares: 56.4% · 0.0% uninsured
Problem-loan coverage93/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.63%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (66 → 69), mostly because the earnings component improved by 38 points.

TellerScore
616773Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202471
Q3 202465
Q4 202461
Q1 202566
Q2 202566
Q3 202567
Q4 202568
Q1 202673
Q2 202669
Net worth ratio
7.00%9.21%11.43%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202411.43%
Q3 202410.97%
Q4 202411.27%
Q1 202510.55%
Q2 202510.69%
Q3 202510.80%
Q4 202511.10%
Q1 202610.94%
Q2 202611.20%
Delinquent loans (60+ days)
0.00%0.63%1.26%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.45%
Q3 20240.39%
Q4 20241.26%
Q1 20250.00%
Q2 20250.00%
Q3 20250.03%
Q4 20250.00%
Q1 20260.00%
Q2 20260.83%
Return on assets
-3.61%-1.46%0.70%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.70%
Q3 2024-0.16%
Q4 20240.16%
Q1 2025-3.61%
Q2 2025-1.82%
Q3 2025-1.11%
Q4 2025-0.87%
Q1 20260.20%
Q2 20260.45%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202669$8.6M11.20%0.83%0.45%56.4%
Q1 202673$8.6M10.94%0.00%0.20%59.1%
Q4 202568$8.4M11.10%0.00%-0.87%63.0%
Q3 202567$8.7M10.80%0.03%-1.11%63.2%
Q2 202566$8.7M10.69%0.00%-1.82%66.7%
Q1 202566$8.8M10.55%0.00%-3.61%67.6%
Q4 202461$9.0M11.27%1.26%0.16%71.4%
Q3 202465$8.9M10.97%0.39%-0.16%76.5%
Q2 202471$8.9M11.43%0.45%0.70%83.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.20%
25th
Problem loans0.83%
45th
Net charge-offs-0.14%
95th
Return on assets0.45%
39th
Loans to deposits56.4%
53rd
Uninsured deposits0.0%
81st
Loan-loss reserves0.36%
76th
Texas ratio3.6%
38th

Similar-size credit unions in Arkansas

InstitutionScoreAssetsCapitalProblem loansCompare
Natural State Federal Credit UnionCredit union Searcy, AR86 out of 100, Very strong$8.8M17.4%0.36%vs
Combined Federal Credit UnionCredit union Hot Springs, AR68 out of 100, Moderate$8.9M13.7%2.08%vs
Arkansas Education Association Federal Credit UnionCredit union Little Rock, AR51 out of 100, Below average$8.2M12.6%2.34%vs
Priority Federal Credit UnionCredit union Russellville, AR60 out of 100, Moderate$7.9M10.4%0.22%vs
Arkansas Farm Bureau Federal Credit UnionCredit union Little Rock, AR86 out of 100, Very strong$7.4M29.4%1.39%vs
Arkansas Health Center Federal Credit UnionCredit union Benton, AR91 out of 100, Very strong$9.8M16.9%0.38%vs

Deposit insurance

Is my money safe at VA Hospital Federal Credit Union?

Yes. VA Hospital Federal Credit Union is a federally insured credit union (NCUA charter #24429). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 11.20%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

VA Hospital Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
VA Hospital Federal Credit Union
Type
Federal credit union
NCUA charter #
24429
RSSD ID
129992
Primary regulator
NCUA
Established
1951
Headquarters
4300 W 7th St, Little Rock, AR 72205
Employees
3

Quick answers

VA Hospital Federal Credit Union: common questions

Is VA Hospital Federal Credit Union NCUA insured?

Yes. VA Hospital Federal Credit Union is a federally insured credit union (NCUA charter #24429). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is VA Hospital Federal Credit Union's TellerScore?

69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does VA Hospital Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Little Rock

InstitutionScoreAssetsCapitalProblem loansCompare
Electric CooperativesCredit union Little Rock, AR94 out of 100, Very strong$18.6M15.2%0.08%vs
First Security BankBank Searcy, AR92 out of 100, Very strong$8.6B15.6%0.14%vs
Arkansas Health Center Federal Credit UnionCredit union Benton, AR91 out of 100, Very strong$9.8M16.9%0.38%vs
Producers Bank & TrustBank Mcgehee, AR90 out of 100, Very strong$213.2M22.1%0.00%vs
Peoples BankBank Sheridan, AR90 out of 100, Very strong$313.8M13.3%0.03%vs
Telcoe Federal Credit UnionCredit union Little Rock, AR89 out of 100, Very strong$503.4M20.2%0.12%vs