Side-by-side · Q2 2026 data
Commerce Bank vs Mower County Catholic Parishes Credit Union
Credit union
Mower County Catholic Parishes Credit Union
Austin, Minnesota · Under $100 million in assets
Metric by metric
| Measure | Commerce Bank | Mower County Catholic Parishes Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 65 |
| Capital cushion | 89 | 100 (stronger) |
| Loan quality | 80 (stronger) | 9 |
| Earnings | 72 (stronger) | 62 |
| Funding & liquidity | 50 | 80 (stronger) |
| Problem-loan coverage | 93 (stronger) | 82 |
| Peer percentile | 72nd | 30th |
| Total assets | $220.0M | $6.7M |
| Deposits / shares | $156.8M | $5.4M |
| Capital ratio | 13.87% | 19.01% (stronger) |
| Problem loans | 0.60% (stronger) | 2.72% |
| Net charge-offs | -0.01% | -0.75% (stronger) |
| Return on assets | 1.30% (stronger) | 1.04% |
| Loans ÷ deposits | 117.3% | 80.4% (stronger) |
| Uninsured deposits | 15.4% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Commerce Bank has the higher TellerScore (78 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Commerce Bank leads on 3 and Mower County Catholic Parishes Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.