TellerScore

Mower County Catholic Parishes Credit Union (NCUA charter #63258) is based in Austin, Minnesota. Its Q2 2026 call report shows $6.7M in total assets and $5.4M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Mower County Catholic Parishes Credit Union scores 65/100, which we describe as moderate. That is higher than only 30% of 2,479 credit unions with under $100 million in assets. Among 80 credit unions headquartered in Minnesota, it ranks 62nd. Its strongest component is capital cushion (100/100; 19.01%), and its lowest is loan quality (9/100; 2.72%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 19.01%
Loan quality9/100
Loans 60+ days delinquent ÷ total loans: 2.72%
Earnings62/100
Return on assets (annualized): 1.04%
Funding & liquidity80/100
Loans ÷ shares: 80.4% · 0.0% uninsured
Problem-loan coverage82/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 9.04%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 13 points (52 → 65), mostly because the earnings component improved by 46 points.

TellerScore
515967Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202467
Q3 202466
Q4 202463
Q1 202562
Q2 202552
Q3 202551
Q4 202552
Q1 202662
Q2 202665
Net worth ratio
7.00%13.01%19.01%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202416.80%
Q3 202417.39%
Q4 202417.36%
Q1 202517.74%
Q2 202518.56%
Q3 202518.49%
Q4 202518.77%
Q1 202618.93%
Q2 202619.01%
Delinquent loans (60+ days)
2.67%4.57%6.48%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20243.83%
Q3 20243.63%
Q4 20244.98%
Q1 20256.48%
Q2 20254.22%
Q3 20252.76%
Q4 20252.67%
Q1 20263.13%
Q2 20262.72%
Return on assets
-0.58%0.61%1.79%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.79%
Q3 20241.70%
Q4 20241.43%
Q1 20251.29%
Q2 2025-0.11%
Q3 2025-0.58%
Q4 2025-0.49%
Q1 20261.15%
Q2 20261.04%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202665$6.7M19.01%2.72%1.04%80.4%
Q1 202662$6.7M18.93%3.13%1.15%84.9%
Q4 202552$6.6M18.77%2.67%-0.49%85.4%
Q3 202551$6.7M18.49%2.76%-0.58%84.9%
Q2 202552$6.8M18.56%4.22%-0.11%84.2%
Q1 202562$7.3M17.74%6.48%1.29%79.6%
Q4 202463$7.3M17.36%4.98%1.43%81.7%
Q3 202466$7.3M17.39%3.63%1.70%82.9%
Q2 202467$7.4M16.80%3.83%1.79%80.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio19.01%
74th
Problem loans2.72%
14th
Net charge-offs-0.75%
99th
Return on assets1.04%
69th
Loans to deposits80.4%
19th
Uninsured deposits0.0%
81st
Loan-loss reserves0.80%
81st
Texas ratio9.0%
15th

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Deposit insurance

Is my money safe at Mower County Catholic Parishes Credit Union?

Yes. Mower County Catholic Parishes Credit Union is a federally insured credit union (NCUA charter #63258). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 19.01%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Mower County Catholic Parishes Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Mower County Catholic Parishes Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
63258
RSSD ID
369293
Primary regulator
State + NCUA
Established
1935
Headquarters
PO Box 885, Austin, MN 55912
Employees
3

Quick answers

Mower County Catholic Parishes Credit Union: common questions

Is Mower County Catholic Parishes Credit Union NCUA insured?

Yes. Mower County Catholic Parishes Credit Union is a federally insured credit union (NCUA charter #63258). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Mower County Catholic Parishes Credit Union's TellerScore?

65 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Mower County Catholic Parishes Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Austin

InstitutionScoreAssetsCapitalProblem loansCompare
Austin City Employees Credit UnionCredit union Austin, MN97 out of 100, Very strong$11.6M19.1%0.00%vs
Mower County Employees Credit UnionCredit union Austin, MN90 out of 100, Very strong$13.4M14.7%0.17%vs
Trades & Labor Federal Credit UnionCredit union Albert Lea, MN85 out of 100, Very strong$23.0M15.3%1.04%vs
Commerce BankBank Geneva, MN78 out of 100, Strong$220.0M13.9%0.60%vs
Keen Bank, National AssociationBank Waseca, MN76 out of 100, Strong$201.1M8.4%0.06%vs
United Farmers State BankBank Adams, MN75 out of 100, Strong$233.8M10.3%0.33%vs