Side-by-side · Q2 2026 data
Commerce Bank vs Security Bank Minnesota
Metric by metric
| Measure | Commerce Bank | Security Bank Minnesota |
|---|---|---|
| TellerScore | 78 (stronger) | 52 |
| Capital cushion | 89 (stronger) | 48 |
| Loan quality | 80 (stronger) | 23 |
| Earnings | 72 (stronger) | 69 |
| Funding & liquidity | 50 | 75 (stronger) |
| Problem-loan coverage | 93 (stronger) | 70 |
| Peer percentile | 72nd | 8th |
| Total assets | $220.0M | $145.1M |
| Deposits / shares | $156.8M | $125.0M |
| Capital ratio | 13.87% (stronger) | 9.78% |
| Problem loans | 0.60% (stronger) | 2.30% |
| Net charge-offs | -0.01% | -0.02% (stronger) |
| Return on assets | 1.30% (stronger) | 1.21% |
| Loans ÷ deposits | 117.3% | 85.0% (stronger) |
| Uninsured deposits | 15.4% | 10.1% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Commerce Bank has the higher TellerScore (78 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Commerce Bank leads on 4 and Security Bank Minnesota on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.