Side-by-side · Q2 2026 data
Commercial Bank & Trust Company vs Bank of England
Metric by metric
| Measure | Commercial Bank & Trust Company | Bank of England |
|---|---|---|
| TellerScore | 40 | 57 (stronger) |
| Capital cushion | 63 | 100 (stronger) |
| Loan quality | 0 | 0 |
| Earnings | 48 (stronger) | 34 |
| Funding & liquidity | 69 | 78 (stronger) |
| Problem-loan coverage | 7 | 88 (stronger) |
| Peer percentile | 2nd | 14th |
| Total assets | $364.0M | $332.3M |
| Deposits / shares | $336.0M | $254.1M |
| Capital ratio | 11.30% | 19.91% (stronger) |
| Problem loans | 5.40% | 4.26% (stronger) |
| Net charge-offs | 0.07% | -0.01% (stronger) |
| Return on assets | 0.69% (stronger) | 0.35% |
| Loans ÷ deposits | 73.2% | 37.6% (stronger) |
| Uninsured deposits | 31.0% (stronger) | 35.0% |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.4% |
Bank of England has the higher TellerScore (57 vs 40). On the 7 directional measures above (where higher or lower is clearly better), Commercial Bank & Trust Company leads on 2 and Bank of England on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.