Side-by-side · Q2 2026 data
Commercial Bank and Trust of PA vs Healthcare First Credit Union
Metric by metric
| Measure | Commercial Bank and Trust of PA | Healthcare First Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 76 |
| Capital cushion | 97 (stronger) | 85 |
| Loan quality | 95 (stronger) | 58 |
| Earnings | 42 | 58 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 95 |
| Peer percentile | 90th | 68th |
| Total assets | $357.5M | $100.6M |
| Deposits / shares | $307.7M | $85.7M |
| Capital ratio | 14.74% (stronger) | 13.49% |
| Problem loans | 0.14% (stronger) | 1.27% |
| Net charge-offs | 0.05% (stronger) | 0.45% |
| Return on assets | 0.56% | 0.94% (stronger) |
| Loans ÷ deposits | 53.8% | 31.6% (stronger) |
| Uninsured deposits | 14.5% | 1.7% (stronger) |
| Offices | 7 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.7% | — |
Commercial Bank and Trust of PA has the higher TellerScore (86 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Commercial Bank and Trust of PA leads on 4 and Healthcare First Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.