Side-by-side · Q2 2026 data
Commercial Bank and Trust of PA vs Westmoreland Federal Savings and Loan Association
Bank
Westmoreland Federal Savings and Loan Association
Latrobe, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Commercial Bank and Trust of PA | Westmoreland Federal Savings and Loan Association |
|---|---|---|
| TellerScore | 86 (stronger) | 72 |
| Capital cushion | 97 | 100 (stronger) |
| Loan quality | 95 (stronger) | 54 |
| Earnings | 42 (stronger) | 21 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 90th | 50th |
| Total assets | $357.5M | $166.5M |
| Deposits / shares | $307.7M | $120.9M |
| Capital ratio | 14.74% | 26.92% (stronger) |
| Problem loans | 0.14% (stronger) | 1.37% |
| Net charge-offs | 0.05% | 0.00% (stronger) |
| Return on assets | 0.56% (stronger) | 0.02% |
| Loans ÷ deposits | 53.8% (stronger) | 57.2% |
| Uninsured deposits | 14.5% | 3.8% (stronger) |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.7% | 0.0% |
Commercial Bank and Trust of PA has the higher TellerScore (86 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Commercial Bank and Trust of PA leads on 4 and Westmoreland Federal Savings and Loan Association on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.