Side-by-side · Q2 2026 data
Commercial Capital Bank vs Richland Parish Schools Federal Credit Union
Credit union
Richland Parish Schools Federal Credit Union
Rayville, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Commercial Capital Bank | Richland Parish Schools Federal Credit Union |
|---|---|---|
| TellerScore | 46 | 74 (stronger) |
| Capital cushion | 65 | 100 (stronger) |
| Loan quality | 0 | 0 |
| Earnings | 96 | 100 (stronger) |
| Funding & liquidity | 35 | 100 (stronger) |
| Problem-loan coverage | 20 | 88 (stronger) |
| Peer percentile | 5th | 49th |
| Total assets | $611.4M | $619K |
| Deposits / shares | $453.3M | $435K |
| Capital ratio | 11.45% | 29.55% (stronger) |
| Problem loans | 5.66% (stronger) | 6.18% |
| Net charge-offs | 0.29% | -0.31% (stronger) |
| Return on assets | 1.91% | 2.99% (stronger) |
| Loans ÷ deposits | 107.1% | 42.0% (stronger) |
| Uninsured deposits | 31.4% | 0.0% (stronger) |
| Offices | 8 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Richland Parish Schools Federal Credit Union has the higher TellerScore (74 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Commercial Capital Bank leads on 1 and Richland Parish Schools Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.