Side-by-side · Q2 2026 data
Commercial Trust Company of Fayette vs Security Bank of Pulaski County
Metric by metric
| Measure | Commercial Trust Company of Fayette | Security Bank of Pulaski County |
|---|---|---|
| TellerScore | 74 (stronger) | 58 |
| Capital cushion | 54 (stronger) | 39 |
| Loan quality | 88 (stronger) | 60 |
| Earnings | 79 (stronger) | 56 |
| Funding & liquidity | 67 | 85 (stronger) |
| Problem-loan coverage | 95 (stronger) | 76 |
| Peer percentile | 57th | 16th |
| Total assets | $163.8M | $162.9M |
| Deposits / shares | $145.2M | $146.4M |
| Capital ratio | 10.41% (stronger) | 8.91% |
| Problem loans | 0.36% (stronger) | 1.20% |
| Net charge-offs | 0.03% (stronger) | 0.15% |
| Return on assets | 1.47% (stronger) | 0.89% |
| Loans ÷ deposits | 75.4% | 66.1% (stronger) |
| Uninsured deposits | 30.7% | 22.9% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.8% | — |
Commercial Trust Company of Fayette has the higher TellerScore (74 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Commercial Trust Company of Fayette leads on 5 and Security Bank of Pulaski County on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.