Side-by-side · Q2 2026 data
Commercial Trust Company of Fayette vs Security Bank of the Ozarks
Metric by metric
| Measure | Commercial Trust Company of Fayette | Security Bank of the Ozarks |
|---|---|---|
| TellerScore | 74 (stronger) | 63 |
| Capital cushion | 54 (stronger) | 26 |
| Loan quality | 88 (stronger) | 81 |
| Earnings | 79 (stronger) | 68 |
| Funding & liquidity | 67 | 87 (stronger) |
| Problem-loan coverage | 95 (stronger) | 80 |
| Peer percentile | 57th | 24th |
| Total assets | $163.8M | $155.1M |
| Deposits / shares | $145.2M | $144.0M |
| Capital ratio | 10.41% (stronger) | 7.62% |
| Problem loans | 0.36% (stronger) | 0.56% |
| Net charge-offs | 0.03% (stronger) | 0.13% |
| Return on assets | 1.47% (stronger) | 1.19% |
| Loans ÷ deposits | 75.4% | 73.0% (stronger) |
| Uninsured deposits | 30.7% | 13.1% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.8% | — |
Commercial Trust Company of Fayette has the higher TellerScore (74 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Commercial Trust Company of Fayette leads on 5 and Security Bank of the Ozarks on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.